Ruth is the global lead for Financial Crimes risk across the Institutional Client Group (ICG) lines of business in the first line of defence at Citi.  Her role spans AML (including terrorist financing and anti-tax evasion facilitation), Sanctions and anti-Bribery frameworks and holistically across the various ICG business lines, driving a consistent approach across ICG to Financial Crime risks, issues and controls.  

Ruth has over 25 years of banking and Financial Crime experience. She has held head of Financial Crime positions at Schroders and Barclays Private Bank and started her Fin Crime career as head of Investigations and UK Nominated Officer at Barclays. Ruth is a lawyer by background and spent the first 15 years of her career as an investment banking lawyer, in private practice and in-house. Prior to Citi, she was at HSBC where she was the Business Financial Crime lead for the Global Banking and Markets division in the first line and latterly, Group Head of AML, where she was responsible for setting the HSBC AML policy and control framework.