Michael Phillips is the Head of UK Wholesale Banking Compliance for Société Générale, with Compliance oversight responsibility for all corporate & investment banking and transaction banking activities undertaken by Société Générale in the UK.  He is the SMF16 for Société Générale London Branch.  He joined Société Générale in June 2008.  He qualified as a chartered accountant with Price Waterhouse in 1992 and joined the Securities & Futures Authority, working in the UK regulator’s Surveillance Division, with responsibility for private client and on-exchange derivatives firms. He moved to UBS’ London Compliance Department in 1997, joining the Equities Compliance team before establishing a ‘risk assessment’ team that was responsible for undertaking Compliance risk reviews within London and the European region.  He joined Lehman Brothers in London in 2002 as the Head of Central Compliance, the role also encompassing oversight of Compliance Monitoring, the European Compliance function, the Private Client & Asset Management businesses and the Anti-Money Laundering function.